Our Solutions | Benjamin & Benjamin Insurance Group

At Benjamin & Benjamin Insurance Group Pty Ltd we can transfer many of the financial risks to the best insurers here in Australia or to overseas insurers that you and your business faces every day. We do this by understanding your financial needs and those of your business to tailor a specific insurance program that is insured with the best insurer and at the cheapest premium we can find in the insurance market.

If you want, we can work alongside your accountants and lawyers to better protect your business.

We find insurance solutions to the financial issues that worry you most. We want to help your business grow by taking away your sleepless nights where you worry about certain financial risks that your business faces.

We do all forms of business insurance.

Below are just some of the insurance policies we offer our clients.

Please call us so we can help you!

Aircraft - Private & Charter

Aircraft Private & Charter Insurance offers tailored insurance for private and commercial aircraft, including protection for damage, passenger liability, and third-party risks. Flexible policies ensure owners and operators stay protected and compliant, with confidence in every flight.

Commercial boat insurance proetcts you from loss or damage to your commercial vessel(s) from risks like collision, fire, or severe weather. It provides financial protection and helps to provide a financial backstop to your operations .

Business Pack Insurance bundles essential insurance policies like property, liability, and business interruption into one policy. It provides flexible, cost-effective protection tailored to your business needs.

Building and Construction

Protect your construction projects with specialised building and construction insurance tailored for contractors, builders, and developers.
Cover risks like property damage, delays, and on-site incidents to keep your projects moving.

Business Interruption

Business interruption insurance protects your income if operations are disrupted by unexpected events. Maintain cash flow and cover ongoing expenses while your business recovers.

Contractual Liability

Manage risk in your agreements with contractual liability insurance that protects against financial loss arising from contract obligations. Ideal for businesses entering complex commercial contracts.

Contract Works

Contract works insurance safeguards your project during construction against damage, theft, and unforeseen events. Ensure your materials, labour, and progress are protected from start to completion.

Stay protected from cyber threats with comprehensive cyber insurance covering data breaches, hacking, and business interruption. Essential for businesses handling sensitive data and operating online.

Directors & Officers (D&O) Insurance protects company leaders against personal liability for decisions and actions taken in their managerial roles. It covers legal costs, settlements, and damages arising from claims of mismanagement, breaches of duty, or regulatory violations.

Errors & Omissions (E&O) Insurance protects professionals and businesses against claims of negligence, mistakes, or inadequate work. It covers legal costs and damages if clients suffer financial loss due to your services or advice.

Farm Buildings Insurance covers loss or damage to farm structures such as barns, sheds, silos, and other outbuildings. It protects your property from risks like fire, storms, theft, or accidental damage, helping you maintain farm operations.

General Property Insurance provides flexible cover for valuable items against loss, theft, or accidental damage—at home or on the go. Ideal for personal and business assets, it ensures reliable protection wherever your property is used.

Legal Expenses Insurance helps cover the cost of legal fees, disputes, and representation. It provides financial support and access to expert advice, ensuring individuals and businesses can protect their rights with confidence.

Management liability insurance protects directors and officers against claims of mismanagement, negligence, or breaches of duty. Safeguard your leadership team and business reputation.

Mergers & Acquisitions Insurance provides protection against financial risks arising from business transactions, including breaches of warranties, indemnities, and unforeseen liabilities. It helps buyers and sellers complete deals with greater confidence and security.

Prize Insurance covers the cost of promotional prizes, such as competitions or giveaways, protecting businesses from unexpected payouts. It allows organisations to run engaging campaigns with confidence and controlled financial risk.

Product Liability Insurance protects businesses against claims arising from injury or damage caused by their products. It covers legal costs and compensation, helping companies operate with confidence and manage risk effectively.

Product Recall Insurance covers the costs of recalling defective or unsafe products, including notification, logistics, and crisis management. It helps businesses respond quickly, protect their reputation, and minimise financial loss.

Professional indemnity insurance covers claims arising from errors, omissions, or professional advice. Essential for consultants and service-based businesses to protect against legal costs and damages.

Protect your business from claims made against it for financial loss caused by injury or property damage through the operation of your business. Public liability insurance is essential for business.

Shipbuilders’ Risk Insurance provides cover for vessels under construction, protecting against loss or damage caused during the build process, including raw materials, finished materials, equipment, and for launch of the finished vessel. It helps shipbuilders manage financial risks from start to completion of the vessel.

Stock Throughput Insurance provides end-to-end insurance protection for goods throughout the supply chain, from raw materials through to delivery to the end customer. It protects against loss or damage in storage, transit, and processing, helping businesses manage inventory risk globally.

Protect your business against claims of injury or property damage caused by your operations or products. Public and product liability insurance is essential for businesses interacting with customers or the public.

Trade credit insurance protects your business against customer non-payment and insolvency. Maintain cash flow and trade confidently while reducing financial risk.

Travel Insurance - Corporate

Corporate Travel Insurance is sometime known as business travel insurance, which provides insurance for:
1) all employees travelling for business, and
2) liesure insurance for the directors & C-suite employees with their dependent family members.
It ensures these two categories of people are protected worldwide with higher limits of coverage at lower premiums compared to standard retail/personal travel insurance.

Commercial vehicle and van insurance in Australia covers vehicles used for business purposes, such as trades, deliveries, or transporting goods. It goes beyond personal car insurance by protecting against business-specific risks, including cargo damage, public liability, and vehicle downtime.

Workers compensation insurance is compulsory insurance that any employer must have.
It supports employees in case of (1) workplace injury or (ii) illness while protecting your business from legal exposure claims made by employees for these two events.
It ensure compliance and care for your workforce.

“No one enjoys paying for insurance.
So we aim to take the sting out of it by doing the leg work for you, to find you the best insurance at the best price that we can, no more, no less.”